FINANCIAL AND WEALTH ADVISORY
Financial and wealth advisory for a more secure future
We know how important it is to have your finances under control. For 17 years we have been helping people grow their money, protect their assets and health and, above all, plan important life decisions. We pride ourselves on a personal approach, our own experience and solutions that make sense in the long term.
Experience that brings confidence and results
We build on solid foundations, a personal approach and solutions that work in practice. Thanks to the backing of Broker Trust and our long-term work with clients, we help individuals and entrepreneurs alike make financial decisions with more peace of mind and confidence.
Satisfied clients
Trust that speaks for itself.
CZK under management
Your money is in expert hands.
Branches
We're close by whenever you need us.
Colleagues in our team
A strong team that stands behind you.
Expertise you can rely on
A team of EFPA-certified advisers with expertise across all areas of the financial market
We hold the prestigious international EFA (European Financial Advisor) certification.
ABOUT US
We are Moravec & Partneři
We help you make financial decisions with more peace of mind and confidence.
We help everyone, without distinction
We are a team of experienced financial advisers, economists and bankers. For us, partnership is a long-term commitment. For 17 years now, we have been living up to our commitment to be a professional, human and trustworthy partner. We are here for you whatever life brings. We help people find their way around financial products, prepare analyses, make dreams and goals come true, step in with our own capital in difficult situations and grow hard-earned money.
SERVICES
How can we help you?
We look at finances in context. Whether you are planning a new home, want to get more out of your money, protect your family or set up your company's finances, we will help you find a solution that makes sense today and in the future.
You don't need to know a specific product or know in advance which solution you need. Simply choose the area you are dealing with right now.
Investments and wealth building
Do you have spare funds and want to give them a clear direction? We will help you put together an investment strategy based on your goals, time horizon, means and attitude to risk.
We look not only at where to put your money, but also at when you will need it and what role it plays in your overall financial plan.
Home financing
The path to your own home doesn't start with choosing a mortgage. It starts with a well-designed financing plan.
We will help you find your way through the financing options, and together we will find the path that makes sense in your situation.
Specialists
Protecting your income and your family's health
Household expenses carry on even when your income drops sharply or stops.
We will help you set up protection for situations such as long-term illness, disability, injury or serious health complications. The aim is not to insure everything, but to cover the risks that could genuinely threaten your family and its plans.
Specialists
Loans, refinancing and consolidation
We will help you structure your loans so that they make sense. We will look into refinancing, consolidation or more favourable financing.
Is the fixed-rate period on your mortgage coming to an end? We will map out your options in the current market.
Specialists
A financial start for children
University, a first home or the start of independent life. We will help you gradually build up funds for the important moments in your children's future.
It can also include protecting the plan in case a parent is unable to continue regular investing because of a serious life event.
Specialists
Property and liability insurance
The value of your home, its contents, your car and your business assets changes over time. An older insurance policy may therefore no longer match what you really need to protect today.
We will review the scope of cover, limits, excesses and important exclusions and point out any weak spots.
Specialists
Finance for entrepreneurs and companies
Personal and company finances are often more closely linked than they seem at first glance.
We will help you with financing, reserves, business risk protection, employee benefits and the long-term financial set-up of the company and its owners.
Specialist
Protection for small and medium-sized businesses
Insuring your business activities gives you the peace of mind you need to grow your business.
We will find fair cover for your business risks – from liability and property to business interruption, machinery and electronics. We understand your concerns and needs, because we are entrepreneurs too.
Specialist
WORKING WITH US
How we work together
Good financial advice doesn't start with a product, but with a conversation.
First, we want to understand you, your current situation and where you want to go in life. Only then do we look together for a solution that brings you more clarity, peace of mind and confidence.
- 1
First, we get to know each other
At our first meeting we talk about what matters to you, what you are dealing with in your finances today and what plans you have for the future. We will also show you how we work at Moravec & Partneři. The aim of the first meeting is not to rush anything, but to find out whether we are a good fit, both personally and professionally.
- 2
We map out your financial situation
Together we look at your income, expenses, reserves, commitments, assets, existing contracts and future goals. It's not just about numbers in a spreadsheet. We need to understand how they fit together, and what role money really plays in your life.
- 3
We propose a path that makes sense for you
Based on the information gathered, we prepare a concrete financial plan that matches your needs and means. We explain each recommendation clearly, including its benefits, limitations and risks. We want you to know exactly why we are proposing a particular solution and how it can help you.
- 4
We put the solution in place together
Once you decide on the proposed approach, we help you put the plan into practice. We take care of the necessary paperwork and communication with financial institutions and check that each step is set up correctly. The final decision always remains yours; we make sure everything runs correctly and without unnecessary complications.
- 5
We bring order to your contracts and documents
We organise all important contracts and related documents clearly. You will know what you have arranged, where to find the information you need, and that you can turn to us at any time. Your financial plan will not be a folder full of incomprehensible paperwork, but a clear system you can find your way around.
- 6
We stay by your side
Our cooperation certainly doesn't end with signing the contracts. A financial plan has to adapt as your life, family, work, assets and personal goals change. That's why we meet regularly, review the solutions in place and update them as needed. In the long run, you have a partner by your side whom you can turn to for important decisions and in unexpected situations in life.
The first step is simply to get to know each other.
Let's talk about what you are dealing with right now and how we can help you gain more peace of mind and confidence in your finances.
SMART TOOLS
Never before have you seen your money working like this
We work with modern tools that show you your finances clearly and all in one place. You will see your goals, reserves and the expected development of your assets in clear charts, so that you can make decisions with confidence.
CONTACT
The first step doesn't have to be complicated
Just send us a few lines. We will look at your situation, get back to you and agree on the next steps. No pressure, no obligation, in plain language and with a human touch.